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Version: 1.0.2

Transfer (OnTheFly Corporate)

The Transfer API allows the originating bank to provide payment instructions to the Visa B2B Connect service to the beneficiary bank. This API has been enhanced to support Out-of-Network payments with the addition of creditor fields relevant for out-of-network payments.

note

On-The-Fly Corporate - allows bank to onboard a company that is not onboarded earlier, along with the transaction process

Method: POST​

{{URL}}/jsonrpc

Headers​

NameValue
Content-Typeapplication/json

Example​

Payload Parameters
ParameterDescription

id

Mandatory

String

Unique ID for each request

jsonrpc

Mandatory

String

JSON RPC VERSION - should be "2.0"

method

Mandatory

String

Method Name - should be "VisaService.Transfer"

params

Mandatory

Object

api

Mandatory

Object

credential

Mandatory

String

API credential provided by NetXD

signature

Mandatory

String

Signature of the digitally signed payload

payload

Mandatory

Object

creationDateTime

Mandatory

String

Date and time of the payment instruction was created

Example – "2020-05-11T15:15:13+00:00"

endToEndIdentification

Mandatory

String

Unique identifier to track the transaction

Example – "R1706545043112467 "

paymentPurpose

Conditional Mandatory

(Based on Country and Currency)

String

Reason for the transaction

Example – "Export bills "

paymentPurposeCode

Conditional Mandatory

(Based on Country and Currency)

String

Code to identify the purpose of payment

Example – "548 "

unstructuredRemittance

Optional

String

Free form remittance, typically corresponds to Originator-to-Beneficiary Information (OBI)

Example – "test payments "

description

Optional

String

General description of the transaction

Example – "Transfer"

chargeBearer

Optional

String

Sender or beneficiary who bears the charges for the transaction

Example – "DEBT"

creditorAgentIBAN

Conditional Mandatory

(Based on Country and Currency)

String

International Account number of creditor's bank or financial institution

Example – "AZ21NABZ00000000137010001944"

creditorAgentTaxID

Conditional Mandatory

(Based on Country and Currency)

String

Tax identification number of creditor's bank or financial institution

Example – "A1BCD1234ABCD1234A1B2C3D41234ABC123"

instructedAmount

Object

amount

Mandatory

String

Amount of the transaction

Example – "1.10"

currency

Mandatory

String

Currency in which the transaction is carried out

Example – "DZD"

creditorAgent

Object

bic

Conditional Mandatory

(Based on Country and Currency)

String

BIC of Beneficiary Bank (Creditor Agent). Field length: 8-11 characters

Example – "BALGDZAPXXX"

clearingMemberId

Conditional Mandatory

(Based on Country and Currency)

String

Clearing Member ID of Beneficiary Bank (Creditor Agent)

Example – "FW12354345"

branchId

Conditional Mandatory

(Based on Country and Currency)

String

Branch ID of creditor's specific bank

Example – "10039999"

branchName

Conditional Mandatory

(Based on Country and Currency)

String

Branch Name of creditor's specific bank

Example – "Creditor Test Branch Name"

creditorAccount

Object

name

Optional

String

Name of the beneficiary account holder

Example – "mark hassan"

accountNumber

Conditional Mandatory

(Based on Country and Currency)

String

Account number of the beneficiary

Account Number is mandatory if creditor  Enterprise ID or Iban is not provided

Example – "12345679991234567999"

iban

Conditional Mandatory

(Based on Country and Currency)

String

International Bank Account Number that provides additional information to help in identifying overseas payment

Iban is mandatory if creditor bank's Account Number or Enterprise ID is not provided

Example – "ZZ43214321432143214321"

address

Optional

String

Address of the beneficiary account

Example – "2 Creditor Test Address Wolfsburg Germany 38440"

phoneNumber

Conditional Mandatory

(Based on Country and Currency)

String

Contact phone number of the beneficiary account

Example – "+49-8963648018"

taxId

Conditional Mandatory

(Based on Country and Currency)

String

Tax identification number of the account holder

Example – "Test12345"

taxIndicator

Optional

String

Tax code that indicates the type of tax information provided

Example – "INC"

contactName

Conditional Mandatory

(Based on Country and Currency)

String

Contact name for inquiries related to the account

Example – "John"

debtorAccount

Object

name

Conditional Mandatory

(Mandatory if enterpriseId is not provided)

String

Debtor name

Example – "mark hassan"

accountNumber

Conditional Mandatory

(Mandatory if enterpriseId is not provided)

String

Debtor account number

Example – "123456799975756"

address

Conditional Mandatory

(Mandatory if enterpriseId is not provided)

String

Debtor address

Example – "2 Creditor Test Address Wolfsburg Germany 38440"


curl --location --globoff '{{URL}}/jsonrpc' \
--header 'Content-Type: application/json' \
--data '{"id":"1","jsonrpc":"2.0","method":"VisaService.Transfer","params":{"api":{"credential":"Basic c3VwcG9ydCsxQG5ldHN5cy1pbmMuY29tOjM5ZDYxOGJkNTVmNzQ4ZGQ4ZWY4NWI5NWQxY2RlNDE5","signature":"{{signature}}"},"payload":{"creationDateTime":"2020-05-11T15:15:13+00:00","endToEndIdentification":"R1706545043112467","paymentPurpose":"Export bills","paymentPurposeCode":"548","unstructuredRemittance":"test payments","description":"Transfer","chargeBearer":"DEBT","creditorAgentIBAN":"AZ21NABZ00000000137010001944","creditorAgentTaxID":"A1BCD1234ABCD1234A1B2C3D41234ABC123","instructedAmount":{"amount":"1.10","currency":"DZD"},"creditorAgent":{"bic":"BALGDZAPXXX","clearingMemberId":"FW12354345","branchId":"10039999","branchName":"Creditor Test Branch Name"},"creditorAccount":{"name":"mark hassan","accountNumber":"12345679991234567999","iban":"ZZ43214321432143214321","address":"2 Creditor Test Address Wolfsburg Germany 38440","phoneNumber":"+49-8963648018","taxId":"Test12345","taxIndicator":"INC","contactName":"John"},"debtorAccount":{"name":"mark hassan","accountNumber":"123456799975756","address":"2 Creditor Test Address Wolfsburg Germany 38440"}}}}'

Body​


{
  "id": "1",
  "jsonrpc": "2.0",
  "method": "VisaService.Transfer",
  "params": {
    "api": {
      "credential": "Basic c3VwcG9ydCsxQG5ldHN5cy1pbmMuY29tOjM5ZDYxOGJkNTVmNzQ4ZGQ4ZWY4NWI5NWQxY2RlNDE5",
      "signature": "{{signature}}"
    },
    "payload": {
      "creationDateTime": "2020-05-11T15:15:13+00:00",
      "endToEndIdentification": "R1706545043112467",
      "paymentPurpose": "Export bills",
      "paymentPurposeCode": "548",
      "unstructuredRemittance": "test payments",
      "description": "Transfer",
      "chargeBearer": "DEBT",
      "creditorAgentIBAN": "AZ21NABZ00000000137010001944",
      "creditorAgentTaxID": "A1BCD1234ABCD1234A1B2C3D41234ABC123",
      "instructedAmount": {
        "amount": "1.10",
        "currency": "DZD"
      },
      "creditorAgent": {
        "bic": "BALGDZAPXXX",
        "clearingMemberId": "FW12354345",
        "branchId": "10039999",
        "branchName": "Creditor Test Branch Name"
      },
      "creditorAccount": {
        "name": "mark hassan",
        "accountNumber": "12345679991234567999",
        "iban": "ZZ43214321432143214321",
        "address": "2 Creditor Test Address Wolfsburg Germany 38440",
        "phoneNumber": "+49-8963648018",
        "taxId": "Test12345",
        "taxIndicator": "INC",
        "contactName": "John"
      },
      "debtorAccount": {
        "name": "mark hassan",
        "accountNumber": "123456799975756",
        "address": "2 Creditor Test Address Wolfsburg Germany 38440"
      }
    }
  }
}

Response: 201​

Response Parameters
ParameterDescription

jsonrpc

String

JSON RPC VERSION

Example: "2.0"

result

Object

processId

String

Unique ID for payment as assigned by NetXD

Example: "000000003116"

status

String

Status of the Payment

Example: "IN_PROCESS"

endToEndIdentification

String

End to End ID assigned by Originating Bank (Debtor Agent)

Example: "R1706545043112468"

transactionId

String

Transaction ID

Example: "6644ab9fd857fa6a9762a0e0"

id

String

Unique ID for each request

Example: "1"


{
  "jsonrpc": "2.0",
  "result": {
    "processId": "000000003116",
    "status": "IN_PROCESS",
    "endToEndIdentification": "R1706545043112468",
    "transactionId": "6644ab9fd857fa6a9762a0e0"
  },
  "id": "1"
}